| Higher Deductibles - "Self insuring" for small losses will often save you significant premium dollars. |
| Coverage Limits - You are still the best judge of the amount of coverage you need. By combining our expertise with your needs, we work with you to in developing a sound and affordable policy. |
| Multi-Policy Credits - Many insurance companies offer discounts if you have two or more policies with the same insurance company. |
| Auto Savings - Lots of discounts are available through Group Plans, Low Mileage, Good Driving Records, Anti-Theft Credits, and Air Bags. |
| Homeowner Savings - Fire & Security Systems, Smoke Detectors, Non-smokers, "Mature Homeowner", loss-free credits, proper replacement cost calculations are ways to get savings. |
| A stone chips your car windshield. |
| A fire or smoke damages your home or the building where live and with it all your personal possessions. |
| Your computer is stolen. |
| A guest slips and is injured in your home. |
| Your car skids and causes a 3 car pile-up. |
Insurance can pay to replace your belongings, defend your liability in a lawsuit, and cover the cost to other property you accidentally damage.
By discussing your ideas, we can assist in developing a comprehensive insurance policy to protect against many major losses. And stay within your budget. Contact us for more information